Flipkart Axis Bank Credit Card comes with unlimited cashback on transactions on some of the popular apps like Uber, Swiggy, PVR, Myntra, Tata Play, etc. after being issued, it can be used on an immediate basis and welcome benefits of INR 1100 will also be received. This virtual card offers attractive benefits that can be availed on activation making it affordable and accessible.
Some of the renowned credit cards offered by Axis Bank are Axis Bank Ace Credit Card, Flipkart Axis Credit Card, Axis Magnus Credit Card, Axis Bank Vistara Signature Credit Card, etc. In this article, we would be discussing Axis Bank Flipkart Credit Card.
| Flipkart Axis Bank Credit Card – A Snapshot | |
| Annual Fee | From the second year onwards: ₹500
Waived off on annual spends of ₹2 Lakhs or more |
| Joining Fee | ₹500 |
| Tailored For | Dining, shopping, travel, and cashback |
| Welcome Benefits | On your first transaction:
· Flipkart vouchers worth ₹500 · 15% cashback up to ₹500 on Myntra · 50% instant discount up to ₹100 on Swiggy |
| Cashback Rate | · 5% cash back on purchases made on Flipkart and Myntra
· 4% cash back on purchases made on partner platforms, including Swiggy, Uber, and Cure. Fit · 1.5% cash back on all other transactions |
Features & Benefits
Below mentioned are the features and benefits of the Flipkart Axis Bank Credit Card:
- Welcome Benefits
Get joining and activation benefits worth INR 1100.
- Cashback with every Transaction
Get 5% cashback on Flipkart & Myntra, 4% on preferred merchants & 1.5% cashback on all other categories.
- Airport Lounge Access
Enjoy 4 complimentary lounge visits to select airport lounges within India per calendar year.
- Fuel Surcharge Waiver
Get a 1% waiver on fuel surcharge at all fuel stations across India. It is valid on transactions between INR 400 to INR 4000.
- Dining Delights
Get 20% off at partner restaurants in India.
- Convert purchases to EMI
Convert the credit card purchases into EMIs on any transaction over INR 2500
Welcome Benefits
Below mentioned are the welcome and activation benefits:
- Myntra:
15% cashback up to INR 500 on the first transaction on Myntra using a Flipkart Axis Bank credit card.
- Flipkart:
INR 500 worth of Flipkart vouchers on the first transaction with a Flipkart Axis Bank credit card.
- Swiggy:
50% instant discount up to Rs.100 on 1st Swiggy order. Use code “AXISFKNEW”.
Exclusions on Cashback
Below mentioned is the list where no cashback is applicable –
- Fuel spends
- Rental payments
- Insurance, utilities, and education payments
- Gift card purchases on Flipkart, Myntra, 2Gud.com
- Purchases converted to EMI
- Wallet uploads
- Purchase of gold items
- Cash advances
- Payment of the card’s outstanding balance and payment of card fees and other charges
Who Should Apply for Flipkart Axis Bank Credit Card?
Below mentioned is the category of people who may opt for a Flipkart Axis Bank Credit Card:
- One who shops on Flipkart and Myntra more often.
- One who wants cashback on every transaction be it online or offline.
- Exclusive dining discounts across restaurants in India.
- One who wants to save on EMI transactions on Flipkart.
Eligibility Criteria
Below mentioned are the eligibility criteria to apply for Flipkart Axis Bank Credit Card:
- The residents and non-residents of India can apply.
- The minimum age of the primary cardholder should be 18 years.
- The maximum age of the primary cardholder should be 70 years.
- An applicant shall either be salaried or self-employed.
- The minimum income required for salaried individuals is INR 15000.
- The maximum income required for self-employed individuals is INR 30000.
- The minimum income required for add-on cardholders should be 15 years.
Documents Required
Below mentioned is the list of documents required to apply for a Flipkart Axis Bank Credit Card:
| Description | Documents Required |
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof |
| Proof of Income | Latest one or 2 salary slips (not more than 3 months old), the Latest Form 16, Last 3 months’ bank statement |
Fees & Charges
Below mentioned are the processing fees & charges to apply for Flipkart Axis Bank Credit Card:
| Types of charges | Amount of charge |
| Annual Fee | INR 500 (waived off on spending INR 2 lakh in the previous year) |
| Finance Charges | 3.4% per month (49.36% per annum) |
| Late Payment Fee | For Outstanding Amount-
· Less than INR 500: Nil · From INR 501 to INR 5,000: INR 500 · From INR 5,001 to INR 10,000: INR 750 · Greater than INR 10,000: INR 1,200 |
How to Apply for a Flipkart Axis Bank Credit Card
Below mentioned are the different ways to apply for Flipkart Axis Bank Credit Card:
Via Online Mode:
- Visit Axis Bank’s official website.
- Under the “Explore Products” header, click on “Credit Cards”.
- This will redirect to a new page where a list of credit cards would be available.
- Search “Flipkart Axis Bank Credit Card” and click on “Apply Now”.
- Provide a few details as asked like the mobile number, Customer ID, etc. to check the eligibility.
- Once the eligibility is confirmed, the applicant would be required to provide other information to finish the application process.
- Submit the application with the required documents to successfully complete the process of the credit card application.
Via Offline Mode:
- Visit any nearest branch of Axis Bank.
- The bank representative will guide you about the Flipkart Axis Bank credit card.
- The applicant will be required to provide some details to the bank representative to check the eligibility for the Flipkart Axis Bank Credit card.
- Once the eligibility is confirmed, fill in the additional information to complete the application process.
- Submit the application form along with the documents required to complete the procedure of the card application.